/* Finanz-Backline GmbH – statische Umsetzung (ohne WordPress) */
:root{
  --accent:#2a4151;
  --blue:#244c75;
  --grey:#7a7a7a;
  --text:#222;
  --white:#fff;
  --serif:"Source Serif 4","Source Serif Pro",Georgia,serif;
  --sans:"Open Sans",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --max:1140px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{
  margin:0;font-family:var(--sans);font-size:17px;line-height:1.65;color:var(--text);
  background:#7a7a7a url("assets/img/hintergrund.jpg") center/cover fixed no-repeat;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.2;margin:0 0 .6em;color:var(--accent)}
h1{font-size:clamp(2rem,4vw,3rem)}
h2{font-size:clamp(1.9rem,3.5vw,2.75rem)}
h3{font-size:1.35rem}
h4{font-size:1.1rem;text-transform:uppercase;letter-spacing:.06em}
p{margin:0 0 1em}
ul{padding-left:1.2em}
li{margin-bottom:.35em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}

/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(6px);border-bottom:1px solid rgba(0,0,0,.08)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:80px}
.brand img{height:56px;width:auto}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:28px}
.nav a{text-decoration:none;color:var(--accent);font-weight:600;font-size:.95rem;letter-spacing:.02em}
.nav a:hover{color:var(--blue)}
.nav a[aria-current=page]{border-bottom:2px solid var(--accent)}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:8px}
.nav-toggle span{display:block;width:26px;height:3px;background:var(--accent);margin:5px 0;border-radius:2px}
@media(max-width:860px){
  .nav-toggle{display:block}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;display:none;border-bottom:1px solid rgba(0,0,0,.08)}
  .nav.open{display:block}
  .nav ul{flex-direction:column;gap:0;padding:8px 24px 16px}
  .nav a{display:block;padding:12px 0;border-bottom:1px solid rgba(0,0,0,.06)}
}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:8px 12px;z-index:100}
.skip:focus{left:8px}

/* Sections */
.section{background:var(--white);padding:96px 0}
.section.alt{background:rgba(255,255,255,.93)}
.grid{display:grid;gap:48px;align-items:center}
.grid.two{grid-template-columns:1fr 1fr}
@media(max-width:860px){.grid.two{grid-template-columns:1fr}.grid .spacer{display:none}}
.section.tight{padding-top:0}
.lead{font-size:1.15rem}
.figure{margin:0}
.figure img{width:100%;border-radius:4px;object-fit:cover}
.figure.portrait img{aspect-ratio:3/4;object-position:top}

/* Hero */
.hero{background:var(--white);padding:80px 0 64px;text-align:center}
.hero img{width:100%;max-width:420px;margin:0 auto 32px}
.hero h1{font-size:clamp(1.4rem,2.6vw,2rem);max-width:820px;margin:0 auto;font-weight:400;color:var(--accent)}

/* Photo band */
.band{min-height:420px;background:center/cover no-repeat}
.band.stars{background-image:url("assets/img/christoph-pauli-1.jpg");background-position:center 13%;min-height:clamp(360px,28vw,640px)}

/* Quote */
blockquote{margin:0 0 1.5em;font-family:var(--serif);font-size:1.3rem;font-style:italic;color:var(--accent)}
.footnote{font-size:.85rem;color:var(--grey)}

/* Cards / FAQ / CTA / Steps */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media(max-width:860px){.cards{grid-template-columns:1fr}}
.card{display:block;background:#fff;border:1px solid rgba(0,0,0,.08);border-radius:6px;padding:28px;text-decoration:none;color:var(--text);box-shadow:0 2px 10px rgba(0,0,0,.04);transition:transform .15s,box-shadow .15s}
a.card:hover{transform:translateY(-3px);box-shadow:0 8px 24px rgba(0,0,0,.08)}
.card h3{font-size:1.15rem;margin-bottom:.5em}
.card .more{color:var(--blue);font-weight:600;font-size:.95rem}
.faq details{border-bottom:1px solid rgba(0,0,0,.1);padding:14px 0}
.faq summary{cursor:pointer;font-weight:600;font-family:var(--serif);font-size:1.15rem;color:var(--accent);list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::after{content:"+";font-size:1.4rem;line-height:1}
.faq details[open] summary::after{content:"–"}
.faq details p{margin:12px 0 0}
.cta{text-align:center;background:rgba(255,255,255,.93)}
.button{display:inline-block;background:var(--accent);color:#fff;text-decoration:none;padding:14px 28px;border-radius:4px;font-weight:600;margin-top:8px}
.button:hover{background:var(--blue)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
@media(max-width:860px){.steps{grid-template-columns:1fr}}
.steps li{counter-increment:s;background:#fff;border-radius:6px;padding:24px 20px 20px;position:relative;border:1px solid rgba(0,0,0,.08)}
.steps li::before{content:counter(s);display:block;font-family:var(--serif);font-size:2rem;color:var(--blue);margin-bottom:8px}
address{font-style:normal}

/* Footer */
.site-footer{background:var(--accent);color:rgba(255,255,255,.9);padding:72px 0 32px;background-image:linear-gradient(rgba(42,65,81,.92),rgba(42,65,81,.92)),url("assets/img/hintergrund.jpg");background-size:cover}
.site-footer h4{color:#fff}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:48px}
@media(max-width:860px){.footer-grid{grid-template-columns:1fr}}
.logos{display:flex;flex-direction:column;gap:20px}
.logos img{max-width:220px;background:#fff;padding:10px 14px;border-radius:4px}
.logos .label{font-size:.85rem;opacity:.8;margin:0 0 4px}
.partner p{margin-bottom:.8em}
.partner small{display:block;opacity:.8}
.footer-bottom{margin-top:56px;padding-top:24px;border-top:1px solid rgba(255,255,255,.2);display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.9rem}
.footer-bottom a{text-decoration:none;margin-right:16px}

/* Subpages */
.page{background:var(--white);padding:72px 0 96px}
.page .wrap{max-width:820px}
.page h2{font-size:1.6rem;margin-top:2em}
.page h3{font-size:1.2rem;margin-top:1.5em}

/* Mobile */
@media(max-width:600px){
  body{font-size:16px}
  .wrap{padding:0 20px}
  .section{padding:64px 0}
  .section.tight{padding-top:0}
  .hero{padding:48px 0 40px}
  .hero img{margin-bottom:24px}
  .grid{gap:24px}
  .cards,.steps{gap:16px}
  .card{padding:22px}
  .page{padding:48px 0 64px}
  blockquote{font-size:1.15rem}
  .site-footer{padding:56px 0 28px}
  .footer-grid{gap:36px}
  .footer-bottom{margin-top:36px}
}

/* Utilities */
.logo-sm{max-width:140px}
.mt{margin-top:32px}
.mt-lg{margin-top:48px}